Getting Back on Financial Track After Making a Mistake

There are few worse feelings than those you feel after making a mistake that has the potential to (or already has) decimated your finances. When...

Three Proven Ways to Get Out of Debt

Debt has become as much a staple in American society as apple pie or baseball. Many market analyses claim that as many as 80% of...
manage-your-credit

How to Manage Your Credit Effectively (Even While Experiencing Hardship)

When times are tough, it’s easy to just throw all the rules out the window. As you rehabilitate your credit to perhaps buy a home...

Biggest benefits to having multiple credit cards

Many consumers are hesitant to open up multiple cards. They don't want to worry about losing a card, forgetting to make a monthly payment or...

What to Look for in a Personal Loan (Apart from the...

Of course, the first thing you want to look for when getting a personal loan is the interest rate. However, there are other important...
debt agreement

The Basics of the Part IX Debt Agreement

When it comes to the topic of debt, everyone wants to stay well away from it. It can be a sensitive subject and depending...

Loan Comparison: The Importance of Looking for the Best Loan Options

Almost 10 years ago, I got the first of my only 2 loans: a new computer I'd pay for in 3 years (fixed rates,...

What Are The Biggest Credit Card Mistakes?

The past years have showed us that most of us are still not making the best financial decisions and, given the huge amount of...
car loan

Tips to finding the right car loan for you

Most personal finance blogs (this one included) advise you to make sure you save money for most of your needs. Ideally, even a new/user...
loan calculators

Why using loan calculators can save you money

Taking a loan is always an important decision and it needs to be carefully considered. A small mistake can get your monthly payments to...
credit score

Lower Mortgage Rates For Lower Credit Score Applicants: A Step-by-Step Guide

If you want to get the best mortgage rates, the very best thing that you can do is to raise your credit score. A...

Debt: Ramona’s debt story

I would like to start a new series of articles here on our personal finance blog, in which we all share our debt stories....

Your credit card is NOT your emergency fund

There's no need to look at the stats anymore: a lot of people in many countries can barely keep up with their debt, while...

The ugly face of debt: working with the banks

Most of us have been or are still paying for various loans. We decided to ask for 'help' to be able to fund a...

Debt: 11 habits that will always keep you in debt

We don't need any studies (although there are plenty) to show us we're on the wrong path. Most our societies are now built on...