Category: Credit and Debt

Tips to finding the right car loan for you

Most personal finance blogs (this one included) advise you to make sure you save money for most of your needs. […]

Why using loan calculators can save you money

Taking a loan is always an important decision and it needs to be carefully considered. A small mistake can get […]

Lower Mortgage Rates For Lower Credit Score Applicants: A Step-by-Step Guide

If you want to get the best mortgage rates, the very best thing that you can do is to raise […]

Debt: Ramona’s debt story

I would like to start a new series of articles here on our personal finance blog, in which we all […]

Your credit card is NOT your emergency fund

There’s no need to look at the stats anymore: a lot of people in many countries can barely keep up […]

The ugly face of debt: working with the banks

Most of us have been or are still paying for various loans. We decided to ask for ‘help’ to be […]

Debt: 11 habits that will always keep you in debt

We don’t need any studies (although there are plenty) to show us we’re on the wrong path. Most our societies […]

Personal Finance: There is no such thing as ‘good’ debt

Most adults have been in debt or are currently paying off various loans. There’s a small percentage of people who […]

Credit Check: Three times when your credit score really matters!

How well you do on a credit check can have a drastic effect on your quality of life since credit […]

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