Debt: 11 habits that will always keep you in debt

We don't need any studies (although there are plenty) to show us we're on the wrong path. Most our societies are now built on...

The ugly face of debt: working with the banks

Most of us have been or are still paying for various loans. We decided to ask for 'help' to be able to fund a...
manage-your-credit

How to Manage Your Credit Effectively (Even While Experiencing Hardship)

When times are tough, it’s easy to just throw all the rules out the window. As you rehabilitate your credit to perhaps buy a home...

What Are The Biggest Credit Card Mistakes?

The past years have showed us that most of us are still not making the best financial decisions and, given the huge amount of...
debt agreement

The Basics of the Part IX Debt Agreement

When it comes to the topic of debt, everyone wants to stay well away from it. It can be a sensitive subject and depending...

What to Look for in a Personal Loan (Apart from the...

Of course, the first thing you want to look for when getting a personal loan is the interest rate. However, there are other important...

Debt: Ramona’s debt story

I would like to start a new series of articles here on our personal finance blog, in which we all share our debt stories....

Your credit card is NOT your emergency fund

There's no need to look at the stats anymore: a lot of people in many countries can barely keep up with their debt, while...
credit score

Lower Mortgage Rates For Lower Credit Score Applicants: A Step-by-Step Guide

If you want to get the best mortgage rates, the very best thing that you can do is to raise your credit score. A...

Loan Comparison: The Importance of Looking for the Best Loan Options

Almost 10 years ago, I got the first of my only 2 loans: a new computer I'd pay for in 3 years (fixed rates,...

Getting Back on Financial Track After Making a Mistake

There are few worse feelings than those you feel after making a mistake that has the potential to (or already has) decimated your finances. When...
loan calculators

Why using loan calculators can save you money

Taking a loan is always an important decision and it needs to be carefully considered. A small mistake can get your monthly payments to...

Credit Check: Three times when your credit score really matters!

How well you do on a credit check can have a drastic effect on your quality of life since credit checks include your credit...

Biggest benefits to having multiple credit cards

Many consumers are hesitant to open up multiple cards. They don't want to worry about losing a card, forgetting to make a monthly payment or...

Three Proven Ways to Get Out of Debt

Debt has become as much a staple in American society as apple pie or baseball. Many market analyses claim that as many as 80% of...