Dave Ramsey – The Total Money Makeover: A Proven Plan for Financial Fitness

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Since losing my job and being forced into full time freelancing (paying debt and saving, too), I started reading more books about personal finance, freelancing, small business etc. While I did read quite a few books in these 4 years, there are still some I failed to find out about.

Yes, I’m one of the people who lived under a rock (oh, actually living on another continent) who didn’t know who Dave Ramsey was. I don’t listen to his shows (don’t think I could access it from here anyway), have never seen him on TV, but I did find about his book The Total Money Makeover: A Proven Plan for Financial Fitness from one of the forums I’m active on. So, I decided to get my hands on it and see what’s all about.

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2 COMMENTS

  1. how does this fit in with the typical freelancer’s up and down (broke and flush-with-cash) existence?

    i’ve honestly avoided several dave ramsey courses that i’ve had offered to me, as i was concerned that it wouldn’t really apply to me and my funky income stream.

    thoughts?

    • Hi, James and welcome to dojoblog.

      I don’t think our situation is too different from what people with regular jobs go through. It’s true that we don’t have a steady income, that’s why I think smart budgeting and SAVING as much as you can in the good months will make a difference. If you’re not living beyond your means and save enough, the bad months are not such a big issue.

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